Advertisement
Peoples State Bank
Prairie Du Chien, WI · FDIC Certificate #12814 · Chartered 01/2
Total assets
$992.96M
Total deposits
$810.76M
Total equity
$100.82M
Net loans
$636.89M
Branches (offices)
19
Net income (YTD)
$7.21M
Rank: #1,050 of 4,213 U.S. banks by assets · #33 of 153 in Wisconsin. Assets changed 8.0% and deposits 1.8% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.47% |
| Return on equity | 14.77% |
| Net interest margin (YTD) | 3.74% |
| Equity to assets | 10.15% |
| Tier 1 leverage ratio | 11.54% |
| Uninsured deposits (share of deposits) | 18.1% |
| Noncurrent loans (share of loans) | 0.21% |
| Net charge-offs (share of loans) | -0.04% |
| Loans to deposits | 78.6% |
| Real estate loans (share of loans) | 74.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $476.58M | 74.8% | |
| Commercial & industrial | $72.59M | 11.4% | |
| Consumer / individual | $9.39M | 1.5% | |
| Construction & development | $30.46M | 4.8% | |
| Agricultural | $63.04M | 9.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $911.16M | $808.20M | $2.94M | $69.56M |
| Jun 2023 | $864.43M | $753.86M | $2.23M | $68.42M |
| Jun 2024 | $910.36M | $752.53M | $2.88M | $75.06M |
| Jun 2025 | $919.20M | $796.63M | $4.69M | $84.19M |
| Jun 2026 | $992.96M | $810.76M | $7.21M | $100.82M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $720.86M | 15 |
| Iowa | $89.89M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $810.76M.
Similar-sized banks
First Federal Community Bank, National Association ($994.59M) · Ciera Bank ($992.92M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement