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Peoples State Bank
New Lexington, OH · FDIC Certificate #6659 · Chartered 02/1
Total assets
$286.47M
Total deposits
$256.79M
Total equity
$24.07M
Net loans
$225.48M
Branches (offices)
6
Net income (YTD)
$1.44M
Rank: #2,538 of 4,213 U.S. banks by assets · #77 of 155 in Ohio. Assets changed 3.8% and deposits 1.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.99% |
| Return on equity | 12.18% |
| Net interest margin (YTD) | 4.29% |
| Equity to assets | 8.40% |
| Tier 1 leverage ratio | 8.32% |
| Uninsured deposits (share of deposits) | 21.4% |
| Noncurrent loans (share of loans) | 0.60% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 87.8% |
| Real estate loans (share of loans) | 88.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $199.99M | 88.7% | |
| Commercial & industrial | $8.61M | 3.8% | |
| Consumer / individual | $13.61M | 6.0% | |
| Construction & development | $9.77M | 4.3% | |
| Agricultural | $132.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $204.68M | $193.85M | $283.00K | $10.30M |
| Jun 2023 | $211.69M | $195.69M | $374.00K | $10.33M |
| Jun 2024 | $223.50M | $208.27M | $353.00K | $11.82M |
| Jun 2025 | $275.95M | $253.21M | $1.02M | $20.98M |
| Jun 2026 | $286.47M | $256.79M | $1.44M | $24.07M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $256.79M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $256.79M.
Similar-sized banks
Nekoosa Port Edwards State Bank ($286.55M) · United Citizens Bank Of Southern Kentucky ($286.21M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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