Advertisement
Peoples State Bank Of Colfax
Colfax, IL · FDIC Certificate #10075 · Chartered 06/0
Total assets
$49.51M
Total deposits
$43.73M
Total equity
$5.42M
Net loans
$19.97M
Branches (offices)
1
Net income (YTD)
$313.00K
Rank: #4,045 of 4,213 U.S. banks by assets · #297 of 322 in Illinois. Assets changed 9.6% and deposits 10.1% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.31% |
| Return on equity | 11.61% |
| Net interest margin (YTD) | 3.84% |
| Equity to assets | 10.96% |
| Tier 1 leverage ratio | 11.74% |
| Uninsured deposits (share of deposits) | 20.8% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 45.7% |
| Real estate loans (share of loans) | 42.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $8.44M | 42.3% | |
| Commercial & industrial | $4.39M | 22.0% | |
| Consumer / individual | $3.09M | 15.5% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $3.68M | 18.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $43.22M | $39.00M | $160.00K | $4.14M |
| Jun 2023 | $41.45M | $37.03M | $240.00K | $4.28M |
| Jun 2024 | $44.23M | $38.11M | $247.00K | $4.76M |
| Jun 2025 | $45.16M | $39.71M | $309.00K | $5.08M |
| Jun 2026 | $49.51M | $43.73M | $313.00K | $5.42M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $43.73M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $43.73M.
Similar-sized banks
Richland State Bank ($49.56M) · Palo Savings Bank ($49.18M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement