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Peoples Trust And Savings Bank
Boonville, IN · FDIC Certificate #13113 · Chartered 01/0
Total assets
$240.62M
Total deposits
$192.36M
Total equity
$27.69M
Net loans
$173.85M
Branches (offices)
5
Net income (YTD)
$139.00K
Rank: #2,769 of 4,213 U.S. banks by assets · #68 of 87 in Indiana. Assets changed -1.4% and deposits -2.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.11% |
| Return on equity | 1.00% |
| Net interest margin (YTD) | 2.70% |
| Equity to assets | 11.51% |
| Tier 1 leverage ratio | 12.96% |
| Uninsured deposits (share of deposits) | 21.3% |
| Noncurrent loans (share of loans) | 2.09% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 90.4% |
| Real estate loans (share of loans) | 97.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $169.51M | 97.5% | |
| Commercial & industrial | $4.85M | 2.8% | |
| Consumer / individual | $1.19M | 0.7% | |
| Construction & development | $3.09M | 1.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $254.78M | $208.10M | $898.00K | $29.52M |
| Jun 2023 | $260.19M | $212.10M | $105.00K | $27.60M |
| Jun 2024 | $247.31M | $198.91M | $258.00K | $27.78M |
| Jun 2025 | $243.96M | $196.25M | -$482.00K | $27.16M |
| Jun 2026 | $240.62M | $192.36M | $139.00K | $27.69M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $192.36M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $192.36M.
Similar-sized banks
Campbell County Bank, Inc. ($240.71M) · The First National Bank Of Sterling City ($240.14M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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