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Phoenixville Federal Bank And Trust
Phoenixville, PA · FDIC Certificate #29995 · Chartered 01/0
Total assets
$648.02M
Total deposits
$559.09M
Total equity
$76.86M
Net loans
$493.33M
Branches (offices)
7
Net income (YTD)
$2.50M
Rank: #1,465 of 4,213 U.S. banks by assets · #58 of 109 in Pennsylvania. Assets changed 0.6% and deposits 3.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.77% |
| Return on equity | 6.59% |
| Net interest margin (YTD) | 3.27% |
| Equity to assets | 11.86% |
| Tier 1 leverage ratio | 12.62% |
| Uninsured deposits (share of deposits) | 13.9% |
| Noncurrent loans (share of loans) | 1.25% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 88.2% |
| Real estate loans (share of loans) | 95.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $469.01M | 95.1% | |
| Commercial & industrial | $12.17M | 2.5% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $10.99M | 2.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $592.14M | $529.84M | $1.76M | $59.95M |
| Jun 2023 | $616.73M | $518.12M | $2.44M | $62.81M |
| Jun 2024 | $661.57M | $536.20M | $1.41M | $66.49M |
| Jun 2025 | $644.39M | $540.64M | $1.89M | $71.00M |
| Jun 2026 | $648.02M | $559.09M | $2.50M | $76.86M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $559.09M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $559.09M.
Similar-sized banks
The Bank Of Tescott ($648.34M) · Dominion Bank ($647.36M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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