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Pilgrim Bank
Pittsburg, TX · FDIC Certificate #16891 · Chartered 01/0
Total assets
$714.56M
Total deposits
$578.43M
Total equity
$66.45M
Net loans
$460.85M
Branches (offices)
14
Net income (YTD)
$2.10M
Rank: #1,359 of 4,213 U.S. banks by assets · #122 of 346 in Texas. Assets changed -0.8% and deposits -3.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.58% |
| Return on equity | 6.24% |
| Net interest margin (YTD) | 2.92% |
| Equity to assets | 9.30% |
| Tier 1 leverage ratio | 10.21% |
| Uninsured deposits (share of deposits) | 26.2% |
| Noncurrent loans (share of loans) | 0.15% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 79.7% |
| Real estate loans (share of loans) | 93.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $428.38M | 93.0% | |
| Commercial & industrial | $14.94M | 3.2% | |
| Consumer / individual | $3.62M | 0.8% | |
| Construction & development | $22.44M | 4.9% | |
| Agricultural | $18.50M | 4.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $673.09M | $574.53M | $3.77M | $59.04M |
| Jun 2023 | $677.13M | $562.65M | $3.27M | $55.45M |
| Jun 2024 | $693.25M | $564.72M | $2.76M | $60.20M |
| Jun 2025 | $720.65M | $599.17M | $2.48M | $64.84M |
| Jun 2026 | $714.56M | $578.43M | $2.10M | $66.45M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $578.43M | 14 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $578.43M.
Similar-sized banks
Prospect Bank ($715.63M) · First & Farmers National Bank, Inc. ($714.15M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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