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Pillar Bank
Baldwin, WI · FDIC Certificate #5336 · Chartered 09/2
Total assets
$267.05M
Total deposits
$195.77M
Total equity
$20.98M
Net loans
$154.61M
Branches (offices)
7
Net income (YTD)
$1.29M
Rank: #2,626 of 4,213 U.S. banks by assets · #106 of 153 in Wisconsin. Assets changed 0.6% and deposits 4.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.97% |
| Return on equity | 12.78% |
| Net interest margin (YTD) | 4.03% |
| Equity to assets | 7.86% |
| Tier 1 leverage ratio | 9.99% |
| Uninsured deposits (share of deposits) | 30.6% |
| Noncurrent loans (share of loans) | 0.92% |
| Net charge-offs (share of loans) | -0.05% |
| Loans to deposits | 79.0% |
| Real estate loans (share of loans) | 69.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $107.29M | 69.4% | |
| Commercial & industrial | $12.80M | 8.3% | |
| Consumer / individual | $3.60M | 2.3% | |
| Construction & development | $6.65M | 4.3% | |
| Agricultural | $23.36M | 15.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $243.59M | $186.05M | $2.08M | $10.27M |
| Jun 2023 | $260.81M | $205.43M | $745.00K | $14.26M |
| Jun 2024 | $257.69M | $189.04M | $584.00K | $15.23M |
| Jun 2025 | $265.40M | $188.25M | $996.00K | $17.49M |
| Jun 2026 | $267.05M | $195.77M | $1.29M | $20.98M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $195.77M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $195.77M.
Similar-sized banks
The Wilmington Savings Bank ($267.34M) · American Bank & Trust Company ($267.05M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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