Advertisement
Pinnacle Bank
Jasper, AL · FDIC Certificate #29548 · Chartered 11/0
Total assets
$384.53M
Total deposits
$354.96M
Total equity
$23.02M
Net loans
$134.06M
Branches (offices)
7
Net income (YTD)
$2.17M
Rank: #2,122 of 4,213 U.S. banks by assets · #40 of 93 in Alabama. Assets changed 8.9% and deposits 7.2% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.15% |
| Return on equity | 19.64% |
| Net interest margin (YTD) | 3.55% |
| Equity to assets | 5.99% |
| Tier 1 leverage ratio | 11.30% |
| Uninsured deposits (share of deposits) | 48.0% |
| Noncurrent loans (share of loans) | 0.02% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 37.8% |
| Real estate loans (share of loans) | 67.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $90.12M | 67.2% | |
| Commercial & industrial | $30.20M | 22.5% | |
| Consumer / individual | $4.67M | 3.5% | |
| Construction & development | $9.79M | 7.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $338.34M | $324.70M | $2.38M | $12.19M |
| Jun 2023 | $337.15M | $313.65M | $2.38M | $9.18M |
| Jun 2024 | $345.46M | $313.59M | $2.03M | $13.07M |
| Jun 2025 | $353.22M | $331.24M | $2.06M | $16.26M |
| Jun 2026 | $384.53M | $354.96M | $2.17M | $23.02M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Alabama | $354.96M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $354.96M.
Similar-sized banks
The Fahey Banking Company ($384.66M) · Rockpointbank, National Association ($384.49M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement