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Pioneer Community Bank, Inc.
Iaeger, WV · FDIC Certificate #2448 · Chartered 09/2
Total assets
$191.14M
Total deposits
$160.22M
Total equity
$24.61M
Net loans
$139.50M
Branches (offices)
6
Net income (YTD)
$731.00K
Rank: #3,038 of 4,213 U.S. banks by assets · #30 of 41 in West Virginia. Assets changed 5.4% and deposits 2.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.78% |
| Return on equity | 6.03% |
| Net interest margin (YTD) | 4.12% |
| Equity to assets | 12.87% |
| Tier 1 leverage ratio | 13.58% |
| Uninsured deposits (share of deposits) | 11.6% |
| Noncurrent loans (share of loans) | 0.29% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 87.1% |
| Real estate loans (share of loans) | 86.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $120.74M | 86.6% | |
| Commercial & industrial | $14.44M | 10.3% | |
| Consumer / individual | $5.66M | 4.1% | |
| Construction & development | $3.47M | 2.5% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $151.36M | $133.34M | $675.00K | $17.40M |
| Jun 2023 | $161.10M | $142.57M | $472.00K | $17.73M |
| Jun 2024 | $166.16M | $143.97M | $718.00K | $21.35M |
| Jun 2025 | $181.31M | $157.08M | $705.00K | $23.05M |
| Jun 2026 | $191.14M | $160.22M | $731.00K | $24.61M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| West Virginia | $160.22M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $160.22M.
Similar-sized banks
Bristol Morgan Bank ($191.21M) · United Pacific Bank ($191.04M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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