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Piscataqua Savings Bank
Portsmouth, NH · FDIC Certificate #17443 · Chartered 01/0
Total assets
$373.35M
Total deposits
$298.08M
Total equity
$41.27M
Net loans
$196.64M
Branches (offices)
1
Net income (YTD)
$714.00K
Rank: #2,165 of 4,213 U.S. banks by assets · #12 of 16 in New Hampshire. Assets changed 1.8% and deposits 4.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.38% |
| Return on equity | 3.45% |
| Net interest margin (YTD) | 1.72% |
| Equity to assets | 11.05% |
| Tier 1 leverage ratio | 13.67% |
| Uninsured deposits (share of deposits) | 19.8% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 66.0% |
| Real estate loans (share of loans) | 99.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $195.15M | 99.2% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $1.84M | 0.9% | |
| Construction & development | $699.00K | 0.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $353.38M | $298.83M | $1.06M | $40.40M |
| Jun 2023 | $360.58M | $321.27M | $183.00K | $38.06M |
| Jun 2024 | $365.10M | $300.12M | -$336.00K | $38.87M |
| Jun 2025 | $366.58M | $285.37M | -$548.00K | $40.12M |
| Jun 2026 | $373.35M | $298.08M | $714.00K | $41.27M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Hampshire | $298.08M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $298.08M.
Similar-sized banks
The North Country Savings Bank ($373.48M) · First National Bank ($372.70M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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