Advertisement
Plainscapital Bank
University Park, TX · FDIC Certificate #17491 · Chartered 09/1
Total assets
$12.68B
Total deposits
$10.66B
Total equity
$1.37B
Net loans
$9.19B
Branches (offices)
55
Net income (YTD)
$70.31M
Rank: #141 of 4,213 U.S. banks by assets · #9 of 346 in Texas. Assets changed 2.2% and deposits 1.6% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.11% |
| Return on equity | 9.99% |
| Net interest margin (YTD) | 3.32% |
| Equity to assets | 10.76% |
| Tier 1 leverage ratio | 9.73% |
| Uninsured deposits (share of deposits) | 53.9% |
| Noncurrent loans (share of loans) | 1.03% |
| Net charge-offs (share of loans) | 0.17% |
| Loans to deposits | 86.2% |
| Real estate loans (share of loans) | 83.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $7.65B | 83.3% | |
| Commercial & industrial | $1.06B | 11.6% | |
| Consumer / individual | $25.48M | 0.3% | |
| Construction & development | $983.89M | 10.7% | |
| Agricultural | $12.32M | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $13.94B | $11.66B | $81.54M | $1.58B |
| Jun 2023 | $13.97B | $11.11B | $48.78M | $1.55B |
| Jun 2024 | $12.73B | $10.42B | $49.91M | $1.58B |
| Jun 2025 | $12.41B | $10.49B | $68.50M | $1.50B |
| Jun 2026 | $12.68B | $10.66B | $70.31M | $1.37B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $10.66B | 55 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $10.66B.
Similar-sized banks
Dollar Bank, Federal Savings Bank ($12.70B) · The Park National Bank ($12.61B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement