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Platte Valley Bank
Scottsbluff, NE · FDIC Certificate #34211 · Chartered 07/2
Total assets
$1.25B
Total deposits
$1.07B
Total equity
$118.92M
Net loans
$922.82M
Branches (offices)
12
Net income (YTD)
$7.46M
Rank: #867 of 4,213 U.S. banks by assets · #12 of 138 in Nebraska. Assets changed 9.8% and deposits 11.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.23% |
| Return on equity | 12.79% |
| Net interest margin (YTD) | 4.25% |
| Equity to assets | 9.53% |
| Tier 1 leverage ratio | 9.54% |
| Uninsured deposits (share of deposits) | 26.6% |
| Noncurrent loans (share of loans) | 0.57% |
| Net charge-offs (share of loans) | 0.09% |
| Loans to deposits | 86.1% |
| Real estate loans (share of loans) | 59.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $545.29M | 59.1% | |
| Commercial & industrial | $174.64M | 18.9% | |
| Consumer / individual | $64.11M | 6.9% | |
| Construction & development | $36.31M | 3.9% | |
| Agricultural | $142.66M | 15.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $969.66M | $831.39M | $5.70M | $87.58M |
| Jun 2023 | $1.07B | $857.09M | $4.46M | $92.13M |
| Jun 2024 | $1.12B | $925.01M | $5.23M | $100.27M |
| Jun 2025 | $1.14B | $960.11M | $6.69M | $109.11M |
| Jun 2026 | $1.25B | $1.07B | $7.46M | $118.92M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $1.07B | 12 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.07B.
Similar-sized banks
Peoples Bank ($1.25B) · Bank Of Central Florida ($1.25B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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