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Portage Bank
Bellevue, WA · FDIC Certificate #8197 · Chartered 04/0
Total assets
$116.19M
Total deposits
$93.58M
Total equity
$8.19M
Net loans
$86.85M
Branches (offices)
2
Net income (YTD)
$377.00K
Rank: #3,557 of 4,213 U.S. banks by assets · #25 of 28 in Washington. Assets changed 36.6% and deposits 43.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.69% |
| Return on equity | 9.43% |
| Net interest margin (YTD) | 4.67% |
| Equity to assets | 7.05% |
| Tier 1 leverage ratio | 7.49% |
| Uninsured deposits (share of deposits) | 56.2% |
| Noncurrent loans (share of loans) | 1.13% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 92.8% |
| Real estate loans (share of loans) | 96.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $83.78M | 96.5% | |
| Commercial & industrial | $3.22M | 3.7% | |
| Consumer / individual | $816.00K | 0.9% | |
| Construction & development | $14.64M | 16.9% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $54.03M | $47.09M | $422.00K | $4.93M |
| Jun 2023 | $71.01M | $53.46M | $404.00K | $6.44M |
| Jun 2024 | $67.81M | $54.12M | $420.00K | $7.05M |
| Jun 2025 | $85.06M | $65.17M | $45.00K | $7.76M |
| Jun 2026 | $116.19M | $93.58M | $377.00K | $8.19M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Washington | $73.25M | 1 |
| Minnesota | $20.33M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $93.58M.
Similar-sized banks
Wahoo State Bank ($116.52M) · The State Bank Of Geneva ($116.16M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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