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Portage Community Bank
Ravenna, OH · FDIC Certificate #34760 · Chartered 07/0
Total assets
$552.20M
Total deposits
$489.56M
Total equity
$54.45M
Net loans
$397.37M
Branches (offices)
4
Net income (YTD)
$2.89M
Rank: #1,662 of 4,213 U.S. banks by assets · #52 of 155 in Ohio. Assets changed 6.7% and deposits 6.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.06% |
| Return on equity | 10.68% |
| Net interest margin (YTD) | 3.61% |
| Equity to assets | 9.86% |
| Tier 1 leverage ratio | 10.83% |
| Uninsured deposits (share of deposits) | 8.5% |
| Noncurrent loans (share of loans) | 0.27% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 81.2% |
| Real estate loans (share of loans) | 91.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $362.63M | 91.3% | |
| Commercial & industrial | $35.00M | 8.8% | |
| Consumer / individual | $2.82M | 0.7% | |
| Construction & development | $11.93M | 3.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $461.18M | $408.27M | $1.36M | $38.84M |
| Jun 2023 | $486.37M | $427.97M | $1.81M | $40.92M |
| Jun 2024 | $510.06M | $454.02M | $1.52M | $44.67M |
| Jun 2025 | $517.50M | $461.51M | $2.02M | $48.40M |
| Jun 2026 | $552.20M | $489.56M | $2.89M | $54.45M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $489.56M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $489.56M.
Similar-sized banks
Commercial Bank ($552.69M) · Premier Community Bank ($552.10M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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