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Premier Bank
Rock Valley, IA · FDIC Certificate #34384 · Chartered 02/2
Total assets
$826.50M
Total deposits
$671.73M
Total equity
$87.35M
Net loans
$706.05M
Branches (offices)
6
Net income (YTD)
$9.11M
Rank: #1,222 of 4,213 U.S. banks by assets · #30 of 225 in Iowa. Assets changed 15.3% and deposits 14.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.24% |
| Return on equity | 21.87% |
| Net interest margin (YTD) | 4.09% |
| Equity to assets | 10.57% |
| Tier 1 leverage ratio | 9.55% |
| Uninsured deposits (share of deposits) | 25.8% |
| Noncurrent loans (share of loans) | 1.51% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 105.1% |
| Real estate loans (share of loans) | 44.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $311.60M | 44.1% | |
| Commercial & industrial | $94.36M | 13.4% | |
| Consumer / individual | $10.72M | 1.5% | |
| Construction & development | $26.66M | 3.8% | |
| Agricultural | $282.20M | 40.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $527.72M | $446.07M | $6.67M | $70.45M |
| Jun 2023 | $565.14M | $483.39M | $5.58M | $76.99M |
| Jun 2024 | $637.63M | $518.70M | $5.87M | $62.87M |
| Jun 2025 | $716.52M | $589.35M | $7.46M | $70.96M |
| Jun 2026 | $826.50M | $671.73M | $9.11M | $87.35M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $436.50M | 3 |
| South Dakota | $181.46M | 2 |
| Minnesota | $53.77M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $671.73M.
Similar-sized banks
Community Federal Savings Bank ($826.98M) · Oregon Pacific Banking Company Dba Oregon Pacific Bank ($825.43M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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