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Primary Bank
Bedford, NH · FDIC Certificate #59086 · Chartered 07/2
Total assets
$769.55M
Total deposits
$644.24M
Total equity
$121.42M
Net loans
$664.77M
Branches (offices)
4
Net income (YTD)
$6.52M
Rank: #1,298 of 4,213 U.S. banks by assets · #8 of 16 in New Hampshire. Assets changed 6.2% and deposits 5.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.75% |
| Return on equity | 11.14% |
| Net interest margin (YTD) | 4.05% |
| Equity to assets | 15.78% |
| Tier 1 leverage ratio | 16.32% |
| Uninsured deposits (share of deposits) | 41.9% |
| Noncurrent loans (share of loans) | 1.48% |
| Net charge-offs (share of loans) | 0.09% |
| Loans to deposits | 103.2% |
| Real estate loans (share of loans) | 80.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $532.53M | 80.1% | |
| Commercial & industrial | $139.19M | 20.9% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $85.70M | 12.9% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $670.11M | $597.58M | $4.29M | $69.67M |
| Jun 2023 | $695.23M | $607.75M | $5.76M | $83.91M |
| Jun 2024 | $706.68M | $602.02M | $4.95M | $93.28M |
| Jun 2025 | $724.75M | $612.99M | $5.53M | $105.81M |
| Jun 2026 | $769.55M | $644.24M | $6.52M | $121.42M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Hampshire | $644.24M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $644.24M.
Similar-sized banks
The North Salem State Bank ($769.63M) · Sage Capital Bank, ($768.88M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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