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Primesouth Bank
Blackshear, GA · FDIC Certificate #5694 · Chartered 01/0
Total assets
$1.60B
Total deposits
$1.33B
Total equity
$174.75M
Net loans
$1.30B
Branches (offices)
8
Net income (YTD)
$14.72M
Rank: #702 of 4,213 U.S. banks by assets · #10 of 123 in Georgia. Assets changed 13.7% and deposits 8.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.92% |
| Return on equity | 17.55% |
| Net interest margin (YTD) | 4.65% |
| Equity to assets | 10.91% |
| Tier 1 leverage ratio | 12.03% |
| Uninsured deposits (share of deposits) | 41.4% |
| Noncurrent loans (share of loans) | 1.48% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 98.0% |
| Real estate loans (share of loans) | 88.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.15B | 88.4% | |
| Commercial & industrial | $133.44M | 10.3% | |
| Consumer / individual | $18.00M | 1.4% | |
| Construction & development | $210.40M | 16.2% | |
| Agricultural | $5.84M | 0.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.11B | $1.02B | $6.84M | $89.81M |
| Jun 2023 | $1.18B | $1.04B | $9.36M | $105.60M |
| Jun 2024 | $1.31B | $1.13B | $9.41M | $124.07M |
| Jun 2025 | $1.41B | $1.23B | $13.39M | $147.00M |
| Jun 2026 | $1.60B | $1.33B | $14.72M | $174.75M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Georgia | $1.16B | 7 |
| Florida | $163.77M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.33B.
Similar-sized banks
Bank Of Travelers Rest ($1.60B) · Landmark National Bank ($1.60B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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