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Prinsbank
Prinsburg, MN · FDIC Certificate #10191 · Chartered 10/1
Total assets
$308.26M
Total deposits
$262.85M
Total equity
$37.70M
Net loans
$178.80M
Branches (offices)
4
Net income (YTD)
$4.51M
Rank: #2,428 of 4,213 U.S. banks by assets · #88 of 221 in Minnesota. Assets changed 39.3% and deposits 43.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.99% |
| Return on equity | 25.22% |
| Net interest margin (YTD) | 4.42% |
| Equity to assets | 12.23% |
| Tier 1 leverage ratio | 11.99% |
| Uninsured deposits (share of deposits) | 29.0% |
| Noncurrent loans (share of loans) | 0.29% |
| Net charge-offs (share of loans) | 0.19% |
| Loans to deposits | 68.0% |
| Real estate loans (share of loans) | 87.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $156.44M | 87.5% | |
| Commercial & industrial | $15.94M | 8.9% | |
| Consumer / individual | $1.64M | 0.9% | |
| Construction & development | $4.79M | 2.7% | |
| Agricultural | $14.24M | 8.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $179.65M | $148.96M | $2.37M | $27.16M |
| Jun 2023 | $179.50M | $146.54M | $2.29M | $29.31M |
| Jun 2024 | $193.39M | $158.28M | $1.85M | $30.75M |
| Jun 2025 | $221.32M | $182.87M | $2.07M | $32.93M |
| Jun 2026 | $308.26M | $262.85M | $4.51M | $37.70M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $262.85M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $262.85M.
Similar-sized banks
Bank Of Montana ($308.60M) · Sundown State Bank ($307.67M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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