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Prism Bank
Guthrie, OK · FDIC Certificate #5994 · Chartered 01/0
Total assets
$720.90M
Total deposits
$639.59M
Total equity
$68.05M
Net loans
$609.46M
Branches (offices)
1
Net income (YTD)
$3.04M
Rank: #1,350 of 4,213 U.S. banks by assets · #35 of 168 in Oklahoma. Assets changed 39.0% and deposits 39.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.91% |
| Return on equity | 9.53% |
| Net interest margin (YTD) | 3.43% |
| Equity to assets | 9.44% |
| Tier 1 leverage ratio | 10.08% |
| Uninsured deposits (share of deposits) | 33.5% |
| Noncurrent loans (share of loans) | 0.49% |
| Net charge-offs (share of loans) | -0.02% |
| Loans to deposits | 95.3% |
| Real estate loans (share of loans) | 60.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $366.96M | 60.2% | |
| Commercial & industrial | $247.99M | 40.7% | |
| Consumer / individual | $1.21M | 0.2% | |
| Construction & development | $13.84M | 2.3% | |
| Agricultural | $26.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $211.03M | $176.82M | $991.00K | $25.45M |
| Jun 2023 | $273.69M | $234.51M | $813.00K | $31.24M |
| Jun 2024 | $354.72M | $308.94M | $391.00K | $38.99M |
| Jun 2025 | $518.56M | $458.15M | $1.87M | $51.84M |
| Jun 2026 | $720.90M | $639.59M | $3.04M | $68.05M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $639.59M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $639.59M.
Similar-sized banks
Albank National Association ($721.80M) · The Eastern Colorado Bank ($720.86M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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