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Producers Bank & Trust
Mcgehee, AR · FDIC Certificate #11242 · Chartered 12/0
Total assets
$213.22M
Total deposits
$159.63M
Total equity
$46.74M
Net loans
$152.73M
Branches (offices)
5
Net income (YTD)
$1.90M
Rank: #2,895 of 4,213 U.S. banks by assets · #62 of 78 in Arkansas. Assets changed 14.9% and deposits 3.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.86% |
| Return on equity | 8.22% |
| Net interest margin (YTD) | 4.24% |
| Equity to assets | 21.92% |
| Tier 1 leverage ratio | 22.09% |
| Uninsured deposits (share of deposits) | 37.3% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.69% |
| Loans to deposits | 95.7% |
| Real estate loans (share of loans) | 43.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $66.66M | 43.6% | |
| Commercial & industrial | $13.88M | 9.1% | |
| Consumer / individual | $2.87M | 1.9% | |
| Construction & development | $5.38M | 3.5% | |
| Agricultural | $71.05M | 46.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $159.47M | $140.03M | $1.12M | $18.79M |
| Jun 2023 | $152.04M | $124.64M | $1.66M | $25.84M |
| Jun 2024 | $160.87M | $126.69M | $1.98M | $29.20M |
| Jun 2025 | $185.64M | $153.65M | $1.80M | $30.37M |
| Jun 2026 | $213.22M | $159.63M | $1.90M | $46.74M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $159.63M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $159.63M.
Similar-sized banks
Iowa State Bank ($213.34M) · Farmers Savings Bank & Trust ($212.74M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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