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Ps Bank
Wyalusing, PA · FDIC Certificate #444 · Chartered 11/2
Total assets
$674.54M
Total deposits
$587.96M
Total equity
$70.19M
Net loans
$435.99M
Branches (offices)
11
Net income (YTD)
$6.54M
Rank: #1,409 of 4,213 U.S. banks by assets · #54 of 109 in Pennsylvania. Assets changed 9.6% and deposits 8.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.98% |
| Return on equity | 19.36% |
| Net interest margin (YTD) | 4.20% |
| Equity to assets | 10.41% |
| Tier 1 leverage ratio | 11.25% |
| Uninsured deposits (share of deposits) | 27.4% |
| Noncurrent loans (share of loans) | 0.10% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 74.2% |
| Real estate loans (share of loans) | 78.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $341.89M | 78.4% | |
| Commercial & industrial | $62.98M | 14.4% | |
| Consumer / individual | $22.81M | 5.2% | |
| Construction & development | $8.69M | 2.0% | |
| Agricultural | $731.00K | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $506.63M | $455.19M | $3.19M | $41.08M |
| Jun 2023 | $525.76M | $461.51M | $3.80M | $43.67M |
| Jun 2024 | $554.02M | $481.34M | $3.45M | $49.81M |
| Jun 2025 | $615.34M | $540.70M | $4.29M | $59.10M |
| Jun 2026 | $674.54M | $587.96M | $6.54M | $70.19M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $587.96M | 11 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $587.96M.
Similar-sized banks
Apple River State Bank ($675.23M) · First State Bank ($674.29M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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