Advertisement
Putnam County Bank
Hurricane, WV · FDIC Certificate #15243 · Chartered 10/1
Total assets
$704.22M
Total deposits
$617.45M
Total equity
$82.91M
Net loans
$445.02M
Branches (offices)
5
Net income (YTD)
$3.34M
Rank: #1,368 of 4,213 U.S. banks by assets · #9 of 41 in West Virginia. Assets changed 5.8% and deposits 5.8% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.97% |
| Return on equity | 8.13% |
| Net interest margin (YTD) | 3.08% |
| Equity to assets | 11.77% |
| Tier 1 leverage ratio | 12.32% |
| Uninsured deposits (share of deposits) | 29.3% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.03% |
| Loans to deposits | 72.1% |
| Real estate loans (share of loans) | 96.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $430.63M | 96.8% | |
| Commercial & industrial | $7.34M | 1.7% | |
| Consumer / individual | $3.29M | 0.7% | |
| Construction & development | $40.06M | 9.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $676.11M | $583.96M | $1.59M | $88.56M |
| Jun 2023 | $605.73M | $533.36M | $2.68M | $68.35M |
| Jun 2024 | $627.25M | $540.18M | $2.04M | $71.64M |
| Jun 2025 | $665.31M | $583.83M | $2.50M | $77.55M |
| Jun 2026 | $704.22M | $617.45M | $3.34M | $82.91M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| West Virginia | $617.45M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $617.45M.
Similar-sized banks
Eagle Bank ($708.98M) · First Bank ($703.57M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement