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Qnb Bank
Quakertown, PA · FDIC Certificate #7714 · Chartered 07/2
Total assets
$2.37B
Total deposits
$2.07B
Total equity
$209.78M
Net loans
$1.70B
Branches (offices)
15
Net income (YTD)
$8.33M
Rank: #522 of 4,213 U.S. banks by assets · #26 of 109 in Pennsylvania. Assets changed 27.4% and deposits 25.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.81% |
| Return on equity | 9.98% |
| Net interest margin (YTD) | 3.40% |
| Equity to assets | 8.83% |
| Tier 1 leverage ratio | 9.84% |
| Uninsured deposits (share of deposits) | 32.1% |
| Noncurrent loans (share of loans) | 0.61% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 82.3% |
| Real estate loans (share of loans) | 89.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.52B | 89.3% | |
| Commercial & industrial | $165.34M | 9.7% | |
| Consumer / individual | $4.35M | 0.3% | |
| Construction & development | $141.60M | 8.3% | |
| Agricultural | $291.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.63B | $1.47B | $7.79M | $71.14M |
| Jun 2023 | $1.64B | $1.45B | $6.23M | $67.97M |
| Jun 2024 | $1.75B | $1.57B | $5.07M | $82.97M |
| Jun 2025 | $1.86B | $1.65B | $7.97M | $129.51M |
| Jun 2026 | $2.37B | $2.07B | $8.33M | $209.78M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $2.07B | 15 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.07B.
Similar-sized banks
Anderson Brothers Bank ($2.38B) · Pibank, National Association ($2.37B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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