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Quill Bank
Provo, UT · FDIC Certificate #33823 · Chartered 07/2
Total assets
$1.56B
Total deposits
$1.31B
Total equity
$220.04M
Net loans
$1.21B
Branches (offices)
8
Net income (YTD)
$39.58M
Rank: #725 of 4,213 U.S. banks by assets · #28 of 44 in Utah. Assets changed 30.1% and deposits 30.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 5.29% |
| Return on equity | 38.07% |
| Net interest margin (YTD) | 16.84% |
| Equity to assets | 14.15% |
| Tier 1 leverage ratio | 14.42% |
| Uninsured deposits (share of deposits) | 27.2% |
| Noncurrent loans (share of loans) | 2.54% |
| Net charge-offs (share of loans) | 6.31% |
| Loans to deposits | 92.9% |
| Real estate loans (share of loans) | 64.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $779.15M | 64.2% | |
| Commercial & industrial | $270.19M | 22.3% | |
| Consumer / individual | $212.03M | 17.5% | |
| Construction & development | $110.72M | 9.1% | |
| Agricultural | $7.76M | 0.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $615.32M | $478.45M | $10.06M | $88.02M |
| Jun 2023 | $776.36M | $614.92M | $10.88M | $111.29M |
| Jun 2024 | $949.15M | $802.99M | $15.92M | $135.01M |
| Jun 2025 | $1.20B | $1.00B | $25.04M | $166.26M |
| Jun 2026 | $1.56B | $1.31B | $39.58M | $220.04M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Utah | $1.31B | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.31B.
Similar-sized banks
The Citizens Bank Of Philadelphia, Mississippi ($1.56B) · Main Street Bank Corp. ($1.55B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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