Advertisement
R Bank
Round Rock, TX · FDIC Certificate #58935 · Chartered 06/2
Total assets
$1.03B
Total deposits
$926.12M
Total equity
$92.96M
Net loans
$762.11M
Branches (offices)
9
Net income (YTD)
$3.79M
Rank: #1,017 of 4,213 U.S. banks by assets · #89 of 346 in Texas. Assets changed 3.3% and deposits 3.9% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.72% |
| Return on equity | 7.89% |
| Net interest margin (YTD) | 4.02% |
| Equity to assets | 9.00% |
| Tier 1 leverage ratio | 9.01% |
| Uninsured deposits (share of deposits) | 30.6% |
| Noncurrent loans (share of loans) | 1.55% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 82.3% |
| Real estate loans (share of loans) | 80.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $614.09M | 80.6% | |
| Commercial & industrial | $145.39M | 19.1% | |
| Consumer / individual | $1.24M | 0.2% | |
| Construction & development | $72.18M | 9.5% | |
| Agricultural | $9.32M | 1.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $953.81M | $850.41M | $3.89M | $86.84M |
| Jun 2023 | $981.67M | $861.33M | $3.27M | $89.41M |
| Jun 2024 | $1.04B | $901.10M | -$572.00K | $89.97M |
| Jun 2025 | $999.37M | $891.77M | $3.57M | $93.04M |
| Jun 2026 | $1.03B | $926.12M | $3.79M | $92.96M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $926.12M | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $926.12M.
Similar-sized banks
Bank Of The James ($1.03B) · First Federal Savings And Loan Association Of Greene Co ($1.03B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement