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Redstone Bank
Centennial, CO · FDIC Certificate #58826 · Chartered 07/0
Total assets
$298.18M
Total deposits
$262.71M
Total equity
$34.55M
Net loans
$170.93M
Branches (offices)
3
Net income (YTD)
$792.00K
Rank: #2,478 of 4,213 U.S. banks by assets · #35 of 63 in Colorado. Assets changed 15.0% and deposits 15.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.53% |
| Return on equity | 4.65% |
| Net interest margin (YTD) | 3.47% |
| Equity to assets | 11.59% |
| Tier 1 leverage ratio | 11.98% |
| Uninsured deposits (share of deposits) | 36.7% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 65.1% |
| Real estate loans (share of loans) | 95.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $163.85M | 95.9% | |
| Commercial & industrial | $9.73M | 5.7% | |
| Consumer / individual | $151.00K | 0.1% | |
| Construction & development | $15.32M | 9.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $226.13M | $188.61M | $809.00K | $25.56M |
| Jun 2023 | $236.41M | $181.82M | $1.22M | $28.42M |
| Jun 2024 | $251.72M | $197.97M | $638.00K | $30.14M |
| Jun 2025 | $259.19M | $227.16M | $621.00K | $31.15M |
| Jun 2026 | $298.18M | $262.71M | $792.00K | $34.55M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Colorado | $262.71M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $262.71M.
Similar-sized banks
Leighton State Bank ($298.21M) · First Security Bank Of Nevada ($297.66M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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