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Regent Bank
Tulsa, OK · FDIC Certificate #4160 · Chartered 01/0
Total assets
$2.24B
Total deposits
$1.94B
Total equity
$210.88M
Net loans
$1.85B
Branches (offices)
7
Net income (YTD)
$9.83M
Rank: #556 of 4,213 U.S. banks by assets · #10 of 168 in Oklahoma. Assets changed 18.2% and deposits 18.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.94% |
| Return on equity | 9.65% |
| Net interest margin (YTD) | 4.38% |
| Equity to assets | 9.41% |
| Tier 1 leverage ratio | 9.85% |
| Uninsured deposits (share of deposits) | 28.6% |
| Noncurrent loans (share of loans) | 2.51% |
| Net charge-offs (share of loans) | 0.06% |
| Loans to deposits | 95.3% |
| Real estate loans (share of loans) | 74.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.37B | 74.2% | |
| Commercial & industrial | $363.25M | 19.7% | |
| Consumer / individual | $40.81M | 2.2% | |
| Construction & development | $289.71M | 15.7% | |
| Agricultural | $76.13M | 4.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.11B | $878.72M | $6.81M | $96.72M |
| Jun 2023 | $1.30B | $1.10B | $6.95M | $114.89M |
| Jun 2024 | $1.62B | $1.45B | $6.86M | $150.77M |
| Jun 2025 | $1.90B | $1.64B | $8.85M | $167.57M |
| Jun 2026 | $2.24B | $1.94B | $9.83M | $210.88M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $1.78B | 6 |
| Missouri | $161.53M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.94B.
Similar-sized banks
Five Points Bank ($2.24B) · Mainstreet Bank ($2.24B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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