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Regional Missouri Bank
Marceline, MO · FDIC Certificate #18385 · Chartered 05/1
Total assets
$597.40M
Total deposits
$500.73M
Total equity
$65.91M
Net loans
$463.25M
Branches (offices)
11
Net income (YTD)
$6.61M
Rank: #1,559 of 4,213 U.S. banks by assets · #62 of 190 in Missouri. Assets changed 6.0% and deposits 8.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.26% |
| Return on equity | 20.73% |
| Net interest margin (YTD) | 4.44% |
| Equity to assets | 11.03% |
| Tier 1 leverage ratio | 11.61% |
| Uninsured deposits (share of deposits) | 17.6% |
| Noncurrent loans (share of loans) | 0.07% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 92.5% |
| Real estate loans (share of loans) | 77.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $357.85M | 77.2% | |
| Commercial & industrial | $45.31M | 9.8% | |
| Consumer / individual | $9.01M | 1.9% | |
| Construction & development | $14.10M | 3.0% | |
| Agricultural | $54.81M | 11.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $488.72M | $416.11M | $3.55M | $44.61M |
| Jun 2023 | $515.46M | $459.36M | $3.90M | $48.20M |
| Jun 2024 | $515.13M | $441.89M | $3.63M | $51.42M |
| Jun 2025 | $563.52M | $463.27M | $4.55M | $58.12M |
| Jun 2026 | $597.40M | $500.73M | $6.61M | $65.91M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $500.73M | 11 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $500.73M.
Similar-sized banks
Palmetto State Bank ($597.49M) · First Piedmont Federal Savings And Loan Association Of Gaffney ($597.12M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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