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Regions Bank
Birmingham, AL · FDIC Certificate #12368 · Chartered 01/0
Total assets
$159.79B
Total deposits
$131.78B
Total equity
$18.01B
Net loans
$98.30B
Branches (offices)
1,245
Net income (YTD)
$1.16B
Rank: #27 of 4,213 U.S. banks by assets · #1 of 93 in Alabama. Assets changed 1.3% and deposits -0.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.46% |
| Return on equity | 12.86% |
| Net interest margin (YTD) | 3.72% |
| Equity to assets | 11.27% |
| Tier 1 leverage ratio | 9.50% |
| Uninsured deposits (share of deposits) | 39.2% |
| Noncurrent loans (share of loans) | 0.93% |
| Net charge-offs (share of loans) | 0.47% |
| Loans to deposits | 74.6% |
| Real estate loans (share of loans) | 42.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $41.33B | 42.0% | |
| Commercial & industrial | $27.46B | 27.9% | |
| Consumer / individual | $7.18B | 7.3% | |
| Construction & development | $2.81B | 2.9% | |
| Agricultural | $94.00M | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $159.79B | $139.56B | $1.19B | $16.09B |
| Jun 2023 | $154.56B | $129.40B | $1.27B | $15.26B |
| Jun 2024 | $153.04B | $128.94B | $959.00M | $16.07B |
| Jun 2025 | $157.81B | $132.00B | $1.16B | $17.59B |
| Jun 2026 | $159.79B | $131.78B | $1.16B | $18.01B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Alabama | $30.71B | 184 |
| Florida | $26.37B | 270 |
| Tennessee | $23.10B | 193 |
| Georgia | $10.65B | 117 |
| Mississippi | $8.45B | 96 |
| Louisiana | $8.42B | - |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $131.78B.
Similar-sized banks
Hsbc Bank Usa, National Association ($173.10B) · Pinnacle Bank ($128.79B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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