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Reliance Savings Bank
Altoona, PA · FDIC Certificate #30117 · Chartered 01/0
Total assets
$648.92M
Total deposits
$511.70M
Total equity
$78.86M
Net loans
$498.21M
Branches (offices)
9
Net income (YTD)
$977.00K
Rank: #1,460 of 4,213 U.S. banks by assets · #57 of 109 in Pennsylvania. Assets changed 1.3% and deposits 2.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.30% |
| Return on equity | 2.50% |
| Net interest margin (YTD) | 3.45% |
| Equity to assets | 12.15% |
| Tier 1 leverage ratio | 12.24% |
| Uninsured deposits (share of deposits) | 29.8% |
| Noncurrent loans (share of loans) | 0.26% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 97.4% |
| Real estate loans (share of loans) | 92.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $460.05M | 92.3% | |
| Commercial & industrial | $20.78M | 4.2% | |
| Consumer / individual | $4.96M | 1.0% | |
| Construction & development | $16.51M | 3.3% | |
| Agricultural | $6.41M | 1.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $629.32M | $504.20M | $1.82M | $60.77M |
| Jun 2023 | $643.97M | $514.42M | $1.45M | $62.25M |
| Jun 2024 | $638.67M | $505.86M | $849.00K | $68.51M |
| Jun 2025 | $640.50M | $499.75M | $1.12M | $74.39M |
| Jun 2026 | $648.92M | $511.70M | $977.00K | $78.86M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $511.70M | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $511.70M.
Similar-sized banks
Community Bank & Trust, Waco, Texas ($649.07M) · Outdoor Bank ($648.75M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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