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Resource Bank, National Association
Dekalb, IL · FDIC Certificate #3701 · Chartered 10/0
Total assets
$868.63M
Total deposits
$799.77M
Total equity
$66.38M
Net loans
$506.08M
Branches (offices)
15
Net income (YTD)
$5.98M
Rank: #1,175 of 4,213 U.S. banks by assets · #60 of 322 in Illinois. Assets changed 4.9% and deposits 4.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.38% |
| Return on equity | 18.59% |
| Net interest margin (YTD) | 3.70% |
| Equity to assets | 7.64% |
| Tier 1 leverage ratio | 8.52% |
| Uninsured deposits (share of deposits) | 19.9% |
| Noncurrent loans (share of loans) | 2.44% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 63.3% |
| Real estate loans (share of loans) | 82.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $415.59M | 82.1% | |
| Commercial & industrial | $47.54M | 9.4% | |
| Consumer / individual | $5.45M | 1.1% | |
| Construction & development | $38.29M | 7.6% | |
| Agricultural | $38.74M | 7.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $755.64M | $717.26M | $3.63M | $36.30M |
| Jun 2023 | $753.15M | $712.14M | $3.56M | $38.37M |
| Jun 2024 | $825.21M | $730.14M | $4.14M | $45.01M |
| Jun 2025 | $827.99M | $768.69M | $4.20M | $56.38M |
| Jun 2026 | $868.63M | $799.77M | $5.98M | $66.38M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $799.77M | 15 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $799.77M.
Similar-sized banks
Liberty Bank For Savings ($868.65M) · Fieldpoint Private Bank & Trust ($867.11M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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