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Rg Bank, A Savings And Loan Association
Monte Vista, CO · FDIC Certificate #28315 · Chartered 01/0
Total assets
$136.69M
Total deposits
$121.35M
Total equity
$14.68M
Net loans
$107.50M
Branches (offices)
3
Net income (YTD)
$407.00K
Rank: #3,412 of 4,213 U.S. banks by assets · #53 of 63 in Colorado. Assets changed -0.6% and deposits -0.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.60% |
| Return on equity | 5.64% |
| Net interest margin (YTD) | 4.16% |
| Equity to assets | 10.74% |
| Tier 1 leverage ratio | 11.86% |
| Uninsured deposits (share of deposits) | 11.6% |
| Noncurrent loans (share of loans) | 1.50% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 88.6% |
| Real estate loans (share of loans) | 96.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $103.39M | 96.2% | |
| Commercial & industrial | $2.87M | 2.7% | |
| Consumer / individual | $1.95M | 1.8% | |
| Construction & development | $7.72M | 7.2% | |
| Agricultural | $601.00K | 0.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $138.64M | $127.25M | $487.00K | $11.21M |
| Jun 2023 | $137.01M | $124.68M | $406.00K | $12.15M |
| Jun 2024 | $134.06M | $119.81M | $141.00K | $12.67M |
| Jun 2025 | $137.47M | $122.16M | $277.00K | $13.03M |
| Jun 2026 | $136.69M | $121.35M | $407.00K | $14.68M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Colorado | $121.35M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $121.35M.
Similar-sized banks
Streator Home Savings Bank ($137.04M) · Southern Illinois Bank ($136.49M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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