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Rivers Edge Bank
Marion, SD · FDIC Certificate #9935 · Chartered 01/0
Total assets
$357.10M
Total deposits
$295.87M
Total equity
$32.46M
Net loans
$270.12M
Branches (offices)
5
Net income (YTD)
$2.55M
Rank: #2,219 of 4,213 U.S. banks by assets · #26 of 56 in South Dakota. Assets changed 12.4% and deposits 9.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.47% |
| Return on equity | 16.08% |
| Net interest margin (YTD) | 4.00% |
| Equity to assets | 9.09% |
| Tier 1 leverage ratio | 8.30% |
| Uninsured deposits (share of deposits) | 24.1% |
| Noncurrent loans (share of loans) | 0.16% |
| Net charge-offs (share of loans) | 0.06% |
| Loans to deposits | 91.3% |
| Real estate loans (share of loans) | 46.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $124.28M | 46.0% | |
| Commercial & industrial | $30.02M | 11.1% | |
| Consumer / individual | $6.72M | 2.5% | |
| Construction & development | $5.07M | 1.9% | |
| Agricultural | $105.06M | 38.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $261.93M | $233.22M | $1.01M | $20.75M |
| Jun 2023 | $275.20M | $232.94M | $1.12M | $22.21M |
| Jun 2024 | $301.24M | $269.42M | $669.00K | $24.59M |
| Jun 2025 | $317.56M | $269.11M | $1.81M | $28.20M |
| Jun 2026 | $357.10M | $295.87M | $2.55M | $32.46M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| South Dakota | $234.66M | 4 |
| Iowa | $61.21M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $295.87M.
Similar-sized banks
Flint Community Bank ($357.11M) · State Street Bank And Trust Company ($357.07M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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