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Robertson Banking Company
Demopolis, AL · FDIC Certificate #39 · Chartered 01/0
Total assets
$462.66M
Total deposits
$399.52M
Total equity
$51.05M
Net loans
$309.94M
Branches (offices)
8
Net income (YTD)
$4.78M
Rank: #1,873 of 4,213 U.S. banks by assets · #31 of 93 in Alabama. Assets changed -3.2% and deposits -4.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.04% |
| Return on equity | 19.34% |
| Net interest margin (YTD) | 4.29% |
| Equity to assets | 11.03% |
| Tier 1 leverage ratio | 11.26% |
| Uninsured deposits (share of deposits) | 27.7% |
| Noncurrent loans (share of loans) | 0.13% |
| Net charge-offs (share of loans) | -0.02% |
| Loans to deposits | 77.6% |
| Real estate loans (share of loans) | 91.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $283.15M | 91.4% | |
| Commercial & industrial | $16.56M | 5.3% | |
| Consumer / individual | $3.10M | 1.0% | |
| Construction & development | $13.81M | 4.5% | |
| Agricultural | $642.00K | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $436.95M | $401.38M | $2.83M | $34.25M |
| Jun 2023 | $449.56M | $408.33M | $3.75M | $36.86M |
| Jun 2024 | $472.75M | $417.79M | $4.34M | $42.43M |
| Jun 2025 | $478.06M | $418.57M | $4.61M | $47.30M |
| Jun 2026 | $462.66M | $399.52M | $4.78M | $51.05M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Alabama | $399.52M | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $399.52M.
Similar-sized banks
Alden State Bank ($463.06M) · The Bank ($461.98M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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