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Rushford State Bank (Incorporated)
Rushford, MN · FDIC Certificate #11411 · Chartered 03/0
Total assets
$114.72M
Total deposits
$104.78M
Total equity
$9.57M
Net loans
$57.88M
Branches (offices)
2
Net income (YTD)
$229.00K
Rank: #3,568 of 4,213 U.S. banks by assets · #157 of 221 in Minnesota. Assets changed 8.6% and deposits 6.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.40% |
| Return on equity | 5.73% |
| Net interest margin (YTD) | 0.43% |
| Equity to assets | 8.34% |
| Tier 1 leverage ratio | 7.02% |
| Uninsured deposits (share of deposits) | 14.7% |
| Noncurrent loans (share of loans) | 0.93% |
| Net charge-offs (share of loans) | -0.02% |
| Loans to deposits | 55.2% |
| Real estate loans (share of loans) | 79.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $45.98M | 79.4% | |
| Commercial & industrial | $3.86M | 6.7% | |
| Consumer / individual | $3.73M | 6.4% | |
| Construction & development | $53.00K | 0.1% | |
| Agricultural | $4.82M | 8.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $90.23M | $86.31M | $90.00K | $3.70M |
| Jun 2023 | $103.83M | $92.54M | $179.00K | $3.96M |
| Jun 2024 | $94.65M | $89.39M | $149.00K | $4.81M |
| Jun 2025 | $105.68M | $98.73M | $579.00K | $6.60M |
| Jun 2026 | $114.72M | $104.78M | $229.00K | $9.57M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $104.78M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $104.78M.
Similar-sized banks
Home Savings Bank ($115.08M) · The National Bank Of Adams County Of West Union ($114.66M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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