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San Luis Valley Federal Bank
Alamosa, CO · FDIC Certificate #28208 · Chartered 01/0
Total assets
$390.20M
Total deposits
$317.94M
Total equity
$66.68M
Net loans
$281.20M
Branches (offices)
3
Net income (YTD)
$2.22M
Rank: #2,097 of 4,213 U.S. banks by assets · #26 of 63 in Colorado. Assets changed 4.6% and deposits 4.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.13% |
| Return on equity | 6.75% |
| Net interest margin (YTD) | 4.54% |
| Equity to assets | 17.09% |
| Tier 1 leverage ratio | 17.98% |
| Uninsured deposits (share of deposits) | 20.6% |
| Noncurrent loans (share of loans) | 0.15% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 88.4% |
| Real estate loans (share of loans) | 95.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $269.43M | 95.8% | |
| Commercial & industrial | $4.93M | 1.8% | |
| Consumer / individual | $3.67M | 1.3% | |
| Construction & development | $11.25M | 4.0% | |
| Agricultural | $455.00K | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $401.44M | $350.56M | $1.47M | $47.09M |
| Jun 2023 | $380.28M | $325.54M | $2.16M | $50.41M |
| Jun 2024 | $380.10M | $319.27M | $1.89M | $55.47M |
| Jun 2025 | $372.98M | $304.74M | $2.04M | $60.63M |
| Jun 2026 | $390.20M | $317.94M | $2.22M | $66.68M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Colorado | $317.94M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $317.94M.
Similar-sized banks
First Exchange Bank ($391.05M) · Bloomsdale Bank ($390.19M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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