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Savannah Bank National Association
Savannah, NY · FDIC Certificate #14619 · Chartered 01/0
Total assets
$187.17M
Total deposits
$170.26M
Total equity
$14.01M
Net loans
$89.95M
Branches (offices)
5
Net income (YTD)
$630.00K
Rank: #3,067 of 4,213 U.S. banks by assets · #101 of 115 in New York. Assets changed -1.6% and deposits -2.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.66% |
| Return on equity | 9.03% |
| Net interest margin (YTD) | 3.14% |
| Equity to assets | 7.49% |
| Tier 1 leverage ratio | 8.92% |
| Uninsured deposits (share of deposits) | 33.9% |
| Noncurrent loans (share of loans) | 0.23% |
| Net charge-offs (share of loans) | -0.05% |
| Loans to deposits | 52.8% |
| Real estate loans (share of loans) | 82.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $74.44M | 82.8% | |
| Commercial & industrial | $15.38M | 17.1% | |
| Consumer / individual | $1.17M | 1.3% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $139.00K | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $170.85M | $160.00M | $342.00K | $8.53M |
| Jun 2023 | $178.36M | $166.10M | $538.00K | $9.13M |
| Jun 2024 | $171.51M | $157.87M | $443.00K | $10.26M |
| Jun 2025 | $190.19M | $174.21M | $629.00K | $12.71M |
| Jun 2026 | $187.17M | $170.26M | $630.00K | $14.01M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New York | $170.26M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $170.26M.
Similar-sized banks
Prairie Community Bank ($187.52M) · The First National Bank Of Raymond ($187.06M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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