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Scale Bank
Edina, MN · FDIC Certificate #20268 · Chartered 10/0
Total assets
$626.68M
Total deposits
$423.14M
Total equity
$116.72M
Net loans
$507.33M
Branches (offices)
1
Net income (YTD)
$6.81M
Rank: #1,507 of 4,213 U.S. banks by assets · #37 of 221 in Minnesota. Assets changed 20.5% and deposits 5.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.32% |
| Return on equity | 11.86% |
| Net interest margin (YTD) | 7.69% |
| Equity to assets | 18.63% |
| Tier 1 leverage ratio | 14.02% |
| Uninsured deposits (share of deposits) | 52.2% |
| Noncurrent loans (share of loans) | 0.06% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 119.9% |
| Real estate loans (share of loans) | 21.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $108.21M | 21.3% | |
| Commercial & industrial | $254.83M | 50.2% | |
| Consumer / individual | $1.17M | 0.2% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $619.95M | $503.90M | $4.01M | $111.35M |
| Jun 2023 | $560.68M | $447.94M | $6.53M | $105.41M |
| Jun 2024 | $503.20M | $385.90M | $5.36M | $109.05M |
| Jun 2025 | $519.99M | $400.64M | $5.18M | $111.19M |
| Jun 2026 | $626.68M | $423.14M | $6.81M | $116.72M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $423.14M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $423.14M.
Similar-sized banks
Exchange Bank & Trust ($626.80M) · American Bank, National Association ($625.22M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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