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Scottsdale Community Bank
Scottsdale, AZ · FDIC Certificate #59203 · Chartered 01/1
Total assets
$125.22M
Total deposits
$99.72M
Total equity
$13.16M
Net loans
$101.20M
Branches (offices)
1
Net income (YTD)
$166.00K
Rank: #3,490 of 4,213 U.S. banks by assets · #10 of 12 in Arizona. Assets changed 37.4% and deposits 45.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.28% |
| Return on equity | 2.53% |
| Net interest margin (YTD) | 3.23% |
| Equity to assets | 10.51% |
| Tier 1 leverage ratio | 11.37% |
| Uninsured deposits (share of deposits) | 48.3% |
| Noncurrent loans (share of loans) | 2.68% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 101.5% |
| Real estate loans (share of loans) | 89.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $90.28M | 89.2% | |
| Commercial & industrial | $10.87M | 10.7% | |
| Consumer / individual | $492.00K | 0.5% | |
| Construction & development | $2.35M | 2.3% | |
| Agricultural | $251.00K | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $24.32M | $7.37M | -$1.09M | $16.03M |
| Jun 2023 | $40.32M | $22.54M | -$712.00K | $14.48M |
| Jun 2024 | $62.19M | $39.72M | -$634.00K | $13.37M |
| Jun 2025 | $91.15M | $68.45M | -$252.00K | $12.94M |
| Jun 2026 | $125.22M | $99.72M | $166.00K | $13.16M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arizona | $99.72M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $99.72M.
Similar-sized banks
Homepride Bank ($125.27M) · Citizens Bank Of Rogersville ($125.19M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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