Advertisement
Security Bank And Trust Company
Paris, TN · FDIC Certificate #9172 · Chartered 01/0
Total assets
$1.70B
Total deposits
$1.43B
Total equity
$182.57M
Net loans
$1.20B
Branches (offices)
15
Net income (YTD)
$13.06M
Rank: #668 of 4,213 U.S. banks by assets · #16 of 109 in Tennessee. Assets changed 14.7% and deposits 16.5% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.61% |
| Return on equity | 14.65% |
| Net interest margin (YTD) | 3.46% |
| Equity to assets | 10.75% |
| Tier 1 leverage ratio | 10.92% |
| Uninsured deposits (share of deposits) | 27.5% |
| Noncurrent loans (share of loans) | 0.02% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 83.8% |
| Real estate loans (share of loans) | 60.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $729.14M | 60.7% | |
| Commercial & industrial | $305.63M | 25.4% | |
| Consumer / individual | $22.93M | 1.9% | |
| Construction & development | $128.73M | 10.7% | |
| Agricultural | $26.65M | 2.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $883.21M | $782.96M | $5.35M | $94.85M |
| Jun 2023 | $1.14B | $975.72M | $7.58M | $108.37M |
| Jun 2024 | $1.22B | $1.04B | $7.03M | $125.82M |
| Jun 2025 | $1.48B | $1.23B | $11.35M | $164.99M |
| Jun 2026 | $1.70B | $1.43B | $13.06M | $182.57M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Tennessee | $1.43B | 15 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.43B.
Similar-sized banks
Servbank, National Association ($1.70B) · The Security National Bank Of Sioux City, Iowa ($1.69B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement