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Security Bank And Trust Company
Miami, OK · FDIC Certificate #9881 · Chartered 12/0
Total assets
$166.94M
Total deposits
$145.37M
Total equity
$12.59M
Net loans
$135.36M
Branches (offices)
4
Net income (YTD)
$1.21M
Rank: #3,189 of 4,213 U.S. banks by assets · #109 of 168 in Oklahoma. Assets changed 10.5% and deposits 10.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.53% |
| Return on equity | 19.51% |
| Net interest margin (YTD) | 4.64% |
| Equity to assets | 7.54% |
| Tier 1 leverage ratio | 8.04% |
| Uninsured deposits (share of deposits) | 10.5% |
| Noncurrent loans (share of loans) | 1.41% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 93.1% |
| Real estate loans (share of loans) | 77.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $104.39M | 77.1% | |
| Commercial & industrial | $22.94M | 16.9% | |
| Consumer / individual | $4.85M | 3.6% | |
| Construction & development | $12.53M | 9.3% | |
| Agricultural | $2.47M | 1.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $100.97M | $87.54M | $600.00K | $7.89M |
| Jun 2023 | $131.14M | $113.37M | -$276.00K | $9.37M |
| Jun 2024 | $141.61M | $126.54M | $1.71M | $11.40M |
| Jun 2025 | $151.02M | $131.88M | $1.00M | $11.82M |
| Jun 2026 | $166.94M | $145.37M | $1.21M | $12.59M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $145.37M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $145.37M.
Similar-sized banks
Jarrettsville Federal Savings And Loan Association ($167.09M) · Carson Community Bank ($166.71M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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