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Security Bank Of The Ozarks
Eminence, MO · FDIC Certificate #18033 · Chartered 06/2
Total assets
$155.06M
Total deposits
$143.95M
Total equity
$10.69M
Net loans
$105.11M
Branches (offices)
5
Net income (YTD)
$928.00K
Rank: #3,269 of 4,213 U.S. banks by assets · #138 of 190 in Missouri. Assets changed -2.0% and deposits -2.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.19% |
| Return on equity | 17.43% |
| Net interest margin (YTD) | 4.90% |
| Equity to assets | 6.90% |
| Tier 1 leverage ratio | 7.62% |
| Uninsured deposits (share of deposits) | 13.1% |
| Noncurrent loans (share of loans) | 0.56% |
| Net charge-offs (share of loans) | 0.13% |
| Loans to deposits | 73.0% |
| Real estate loans (share of loans) | 63.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $66.45M | 63.2% | |
| Commercial & industrial | $16.08M | 15.3% | |
| Consumer / individual | $15.58M | 14.8% | |
| Construction & development | $5.27M | 5.0% | |
| Agricultural | $3.63M | 3.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $136.55M | $128.69M | $736.00K | $7.77M |
| Jun 2023 | $144.10M | $136.06M | $912.00K | $7.73M |
| Jun 2024 | $148.12M | $139.27M | $1.09M | $8.45M |
| Jun 2025 | $158.18M | $147.74M | $1.05M | $9.89M |
| Jun 2026 | $155.06M | $143.95M | $928.00K | $10.69M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $143.95M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $143.95M.
Similar-sized banks
Graham Savings And Loan, SSB ($155.09M) · Canton Co-Operative Bank ($154.82M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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