Advertisement
Security Bank Usa
Bemidji, MN · FDIC Certificate #1604 · Chartered 02/0
Total assets
$263.86M
Total deposits
$238.82M
Total equity
$24.12M
Net loans
$192.38M
Branches (offices)
2
Net income (YTD)
$2.46M
Rank: #2,645 of 4,213 U.S. banks by assets · #95 of 221 in Minnesota. Assets changed 4.6% and deposits 4.2% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.84% |
| Return on equity | 20.10% |
| Net interest margin (YTD) | 4.53% |
| Equity to assets | 9.14% |
| Tier 1 leverage ratio | 9.36% |
| Uninsured deposits (share of deposits) | 13.7% |
| Noncurrent loans (share of loans) | 0.22% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 80.6% |
| Real estate loans (share of loans) | 74.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $143.80M | 74.7% | |
| Commercial & industrial | $31.72M | 16.5% | |
| Consumer / individual | $15.98M | 8.3% | |
| Construction & development | $11.28M | 5.9% | |
| Agricultural | $3.39M | 1.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $208.34M | $186.48M | $1.24M | $17.94M |
| Jun 2023 | $232.55M | $212.03M | $1.61M | $19.89M |
| Jun 2024 | $242.74M | $220.96M | $1.39M | $21.02M |
| Jun 2025 | $252.20M | $229.24M | $1.91M | $22.17M |
| Jun 2026 | $263.86M | $238.82M | $2.46M | $24.12M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $238.82M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $238.82M.
Similar-sized banks
Greenville Federal ($263.89M) · Bank Of Jamestown ($263.79M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement