Advertisement
Security First Bank
Lincoln, NE · FDIC Certificate #5415 · Chartered 07/0
Total assets
$2.32B
Total deposits
$2.03B
Total equity
$217.04M
Net loans
$1.57B
Branches (offices)
35
Net income (YTD)
$8.97M
Rank: #537 of 4,213 U.S. banks by assets · #5 of 138 in Nebraska. Assets changed 14.6% and deposits 17.8% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.81% |
| Return on equity | 9.07% |
| Net interest margin (YTD) | 3.42% |
| Equity to assets | 9.35% |
| Tier 1 leverage ratio | 8.30% |
| Uninsured deposits (share of deposits) | 20.9% |
| Noncurrent loans (share of loans) | 0.17% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 77.1% |
| Real estate loans (share of loans) | 70.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.10B | 70.5% | |
| Commercial & industrial | $132.42M | 8.5% | |
| Consumer / individual | $131.19M | 8.4% | |
| Construction & development | $93.56M | 6.0% | |
| Agricultural | $198.38M | 12.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.56B | $1.33B | $7.93M | $122.75M |
| Jun 2023 | $1.79B | $1.49B | $7.72M | $144.13M |
| Jun 2024 | $1.93B | $1.49B | $6.67M | $157.34M |
| Jun 2025 | $2.03B | $1.72B | $8.47M | $174.36M |
| Jun 2026 | $2.32B | $2.03B | $8.97M | $217.04M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $1.56B | 32 |
| South Dakota | $468.24M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.03B.
Similar-sized banks
Crews Bank & Trust ($2.33B) · Cashmere Valley Bank ($2.32B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement