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Security First Bank Of North Dakota
New Salem, ND · FDIC Certificate #11519 · Chartered 01/0
Total assets
$293.16M
Total deposits
$246.84M
Total equity
$37.79M
Net loans
$228.67M
Branches (offices)
5
Net income (YTD)
$2.72M
Rank: #2,508 of 4,213 U.S. banks by assets · #30 of 60 in North Dakota. Assets changed 5.5% and deposits 4.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.86% |
| Return on equity | 14.82% |
| Net interest margin (YTD) | 4.72% |
| Equity to assets | 12.89% |
| Tier 1 leverage ratio | 12.99% |
| Uninsured deposits (share of deposits) | 17.8% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 92.6% |
| Real estate loans (share of loans) | 64.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $146.50M | 64.1% | |
| Commercial & industrial | $21.75M | 9.5% | |
| Consumer / individual | $3.59M | 1.6% | |
| Construction & development | $25.31M | 11.1% | |
| Agricultural | $43.70M | 19.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $254.68M | $223.59M | $1.07M | $26.60M |
| Jun 2023 | $238.21M | $201.65M | $2.42M | $30.10M |
| Jun 2024 | $262.21M | $207.60M | $1.91M | $30.82M |
| Jun 2025 | $277.75M | $235.34M | $2.61M | $33.37M |
| Jun 2026 | $293.16M | $246.84M | $2.72M | $37.79M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| North Dakota | $246.84M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $246.84M.
Similar-sized banks
The First National Bank Of Milaca ($293.22M) · Three Rivers Bank Of Montana ($293.09M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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