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Security Savings Bank
Gowrie, IA · FDIC Certificate #14208 · Chartered 04/1
Total assets
$193.71M
Total deposits
$161.09M
Total equity
$28.41M
Net loans
$143.92M
Branches (offices)
8
Net income (YTD)
$2.17M
Rank: #3,016 of 4,213 U.S. banks by assets · #147 of 225 in Iowa. Assets changed 1.3% and deposits -1.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.22% |
| Return on equity | 15.61% |
| Net interest margin (YTD) | 4.72% |
| Equity to assets | 14.66% |
| Tier 1 leverage ratio | 13.17% |
| Uninsured deposits (share of deposits) | 20.4% |
| Noncurrent loans (share of loans) | 0.04% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 89.3% |
| Real estate loans (share of loans) | 50.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $72.54M | 50.4% | |
| Commercial & industrial | $20.20M | 14.0% | |
| Consumer / individual | $4.33M | 3.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $43.64M | 30.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $204.23M | $177.37M | $1.02M | $20.33M |
| Jun 2023 | $197.85M | $171.35M | $1.48M | $21.01M |
| Jun 2024 | $192.43M | $166.28M | $1.46M | $22.68M |
| Jun 2025 | $191.22M | $162.83M | $1.70M | $25.07M |
| Jun 2026 | $193.71M | $161.09M | $2.17M | $28.41M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $161.09M | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $161.09M.
Similar-sized banks
Peoples Bank ($193.74M) · Northern Interstate Bank, N. A. ($193.51M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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