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Security Savings Bank
Monmouth, IL · FDIC Certificate #28925 · Chartered 01/0
Total assets
$241.40M
Total deposits
$210.13M
Total equity
$27.40M
Net loans
$150.40M
Branches (offices)
2
Net income (YTD)
$1.18M
Rank: #2,760 of 4,213 U.S. banks by assets · #174 of 322 in Illinois. Assets changed 1.6% and deposits -1.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.96% |
| Return on equity | 8.74% |
| Net interest margin (YTD) | 3.89% |
| Equity to assets | 11.35% |
| Tier 1 leverage ratio | 12.97% |
| Uninsured deposits (share of deposits) | 23.4% |
| Noncurrent loans (share of loans) | 0.30% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 71.6% |
| Real estate loans (share of loans) | 56.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $84.60M | 56.3% | |
| Commercial & industrial | $7.34M | 4.9% | |
| Consumer / individual | $13.14M | 8.7% | |
| Construction & development | $856.00K | 0.6% | |
| Agricultural | $47.02M | 31.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $249.53M | $231.54M | $595.00K | $16.97M |
| Jun 2023 | $250.33M | $220.96M | $681.00K | $18.25M |
| Jun 2024 | $245.82M | $213.53M | $663.00K | $21.04M |
| Jun 2025 | $237.55M | $212.21M | $1.04M | $23.69M |
| Jun 2026 | $241.40M | $210.13M | $1.18M | $27.40M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $210.13M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $210.13M.
Similar-sized banks
National Bank & Trust ($241.97M) · Firstoak Bank ($241.23M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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