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Banks · Texas

Security State Bank

Farwell, TX · FDIC Certificate #11907 · Chartered 01/0

Total assets
$338.05M
Total deposits
$288.30M
Total equity
$48.53M
Net loans
$265.42M
Branches (offices)
1
Net income (YTD)
$4.85M
Rank: #2,301 of 4,213 U.S. banks by assets · #199 of 346 in Texas. Assets changed 4.9% and deposits 3.6% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)2.86%
Return on equity20.93%
Net interest margin (YTD)4.21%
Equity to assets14.36%
Tier 1 leverage ratio14.61%
Uninsured deposits (share of deposits)37.7%
Noncurrent loans (share of loans)0.03%
Net charge-offs (share of loans)0.00%
Loans to deposits92.1%
Real estate loans (share of loans)56.5%

Loan mix

CategoryAmountShare
Real estate loans$149.88M
56.5%
Commercial & industrial$87.43M
32.9%
Consumer / individual$2.41M
0.9%
Construction & development$9.32M
3.5%
Agricultural$27.13M
10.2%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$257.38M$230.57M$2.60M$26.49M
Jun 2023$270.50M$238.61M$4.01M$31.25M
Jun 2024$272.60M$235.71M$3.66M$35.93M
Jun 2025$322.35M$278.17M$4.59M$43.11M
Jun 2026$338.05M$288.30M$4.85M$48.53M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Texas$288.30M1

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $288.30M.

Similar-sized banks

Pathway Bank ($338.14M) · Varo Bank, National Association ($337.82M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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