Advertisement
Security State Bank
Alexandria, SD · FDIC Certificate #16448 · Chartered 07/0
Total assets
$103.04M
Total deposits
$95.61M
Total equity
$7.07M
Net loans
$53.64M
Branches (offices)
3
Net income (YTD)
$255.00K
Rank: #3,661 of 4,213 U.S. banks by assets · #42 of 56 in South Dakota. Assets changed 1.4% and deposits 2.5% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.49% |
| Return on equity | 6.99% |
| Net interest margin (YTD) | 3.81% |
| Equity to assets | 6.86% |
| Tier 1 leverage ratio | 8.24% |
| Uninsured deposits (share of deposits) | 20.6% |
| Noncurrent loans (share of loans) | 3.72% |
| Net charge-offs (share of loans) | 1.17% |
| Loans to deposits | 56.1% |
| Real estate loans (share of loans) | 23.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $12.72M | 23.7% | |
| Commercial & industrial | $5.36M | 10.0% | |
| Consumer / individual | $3.61M | 6.7% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $32.17M | 60.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $101.36M | $94.83M | $225.00K | $6.36M |
| Jun 2023 | $96.62M | $85.79M | $380.00K | $6.58M |
| Jun 2024 | $98.71M | $90.51M | $637.00K | $7.78M |
| Jun 2025 | $101.58M | $93.28M | -$963.00K | $6.74M |
| Jun 2026 | $103.04M | $95.61M | $255.00K | $7.07M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| South Dakota | $95.61M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $95.61M.
Similar-sized banks
Bar Harbor Savings And Loan Association ($103.23M) · California Pacific Bank ($102.58M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement