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Security State Bank
Scott City, KS · FDIC Certificate #18374 · Chartered 04/2
Total assets
$1.03B
Total deposits
$727.85M
Total equity
$111.48M
Net loans
$753.69M
Branches (offices)
5
Net income (YTD)
$7.06M
Rank: #1,015 of 4,213 U.S. banks by assets · #20 of 183 in Kansas. Assets changed 7.1% and deposits -6.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.39% |
| Return on equity | 12.89% |
| Net interest margin (YTD) | 3.61% |
| Equity to assets | 10.78% |
| Tier 1 leverage ratio | 10.23% |
| Uninsured deposits (share of deposits) | 13.3% |
| Noncurrent loans (share of loans) | 0.26% |
| Net charge-offs (share of loans) | 0.11% |
| Loans to deposits | 103.6% |
| Real estate loans (share of loans) | 60.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $453.55M | 60.2% | |
| Commercial & industrial | $122.09M | 16.2% | |
| Consumer / individual | $24.47M | 3.2% | |
| Construction & development | $38.42M | 5.1% | |
| Agricultural | $159.10M | 21.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $366.89M | $262.66M | $2.59M | $50.31M |
| Jun 2023 | $427.34M | $293.61M | $3.24M | $53.13M |
| Jun 2024 | $870.57M | $641.27M | $2.32M | $94.29M |
| Jun 2025 | $965.46M | $776.14M | $5.04M | $102.05M |
| Jun 2026 | $1.03B | $727.85M | $7.06M | $111.48M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $727.85M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $727.85M.
Similar-sized banks
The Freedom Bank Of Virginia ($1.04B) · Bank Of The James ($1.03B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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